Dimeduck

Personal finance tracking, privacy-first

Track your spending, spot patterns, own your data.

Import bank statements, track expenses and income, set budgets, and get AI-powered insights. No ads, no data selling, no third-party analytics.

3 formats

CSV, MT940, OFX

18

Currencies

AI

Categorization

Dashboard preview

Income

+3.8k

Expenses

-2.3k

Net

+1.5k

Budget progress

Groceries 482 / 600
Transport 89 / 200
Import CSV, MT940, or OFX/QFX files from any bank. Dimeduck detects duplicates automatically so you never double-count.

Features

Everything you need, nothing you don't

Multi-format import

Upload CSV, MT940, or OFX/QFX exports from any bank. Auto-detection of format and columns, with manual mapping as fallback. Duplicate detection built in.

AI categorization

Transactions are automatically sorted into categories like Groceries, Transport, or Entertainment. Override manually anytime. Premium

Dashboard & trends

Monthly and yearly overviews with category breakdowns, month-over-month comparisons, and 12-month trend charts. See exactly where your money goes.

Budgets

Set monthly spending limits per category and track progress in real time. Set income goals too. Premium

Income tracking

Track income alongside expenses to see your net savings. Income is auto-detected from bank imports based on transaction direction. Premium

AI recommendations

Get personalized spending recommendations based on your last 90 days of transactions, category trends, and savings rate. Premium

18 currencies

Support for USD, EUR, GBP, JPY, CHF, and 13 more currencies. Pick yours in settings and all amounts display with the right symbol.

Search & filter

Filter transactions by category, type, amount range, date range, or description. Find any transaction instantly across your full history.

Dark mode

Full dark mode support across every page. Follows your system preference or toggle it manually. Your choice is remembered.

Pricing

Simple, honest pricing

Start for free with full expense tracking. Upgrade when you want AI features, budgets, and income tracking.

Free

€0

Forever

  • Import CSV, MT940, OFX/QFX
  • Expense tracking & manual categorization
  • Dashboard with trends & category breakdowns
  • Duplicate detection
  • 18 currencies
  • Search & filter
  • Dark mode
  • Import limited to last 30 days
Get started
Most popular

Premium

€4.99

/ month

or €49.99 / year (save ~17%)

  • Everything in Free
  • AI auto-categorization
  • AI spending recommendations
  • Income tracking & net savings
  • Monthly budgets per category
  • Full import history (no 30-day limit)
  • Cancel anytime, keep access until period ends
Start free, upgrade later

Privacy first

Your financial data, treated with care.

Dimeduck is built with privacy at its core. No ads, no data selling, no third-party analytics. Your bank data stays in our database and is never shared with anyone.

  • No ads or third-party tracking scripts
  • Your data is never sold, shared, or used for training
  • AI features use your data only for your own insights
  • Delete your account and all data at any time

The fine print

Analytics / tracking
None
Ads
None
Data sharing
Never
Account deletion
Instant, full
Payment provider
Mollie (EU)
Cancellation
Anytime, no questions

Ready to take control of your finances?

Create an account, import your bank statements, and see your spending patterns in minutes. No credit card required.